Skip to content
An empty classroom at dusk with a chalkboard and a dim monitor of rubric-like columns of light.
Research

03 · Education · 2026

CLEAR-AI

Critical AI literacy for K–12 financial education

A Scaffold–Engage–Apply critique workflow, a 14-type error taxonomy, and a hybrid multi-agent pipeline that scores student critiques without breaking experimental control.

Question

Students are already using generative AI on financial math. Telling them not to is not a pedagogy. The research question is whether a classroom can teach critique — of calculation, of explanation, of confidence — as a first-class skill, with the scenario held experimentally still.

Constraint

The evaluator may score a critique. It may not rewrite the student’s argument into a more convenient one. Classroom scenarios stay controlled; IRB-compliant collection is a requirement, not a footnote.

Method

CLEAR-AI implements a Scaffold–Engage–Apply critique workflow with teacher calibration dashboards. A hybrid multi-agent pipeline — math verification, an explanation rubric, and confidence calibration — scores student critiques against a 14-type error taxonomy while keeping the underlying items experimentally controlled.

Artifact

An NSF-aligned research platform spanning critique scoring, teacher analytics, and IRB-compliant data collection.

Designed and evaluated as part of doctoral research at Kean University.